Gambling Cut

I realize that you don’t want to turn the way you live upside down just to save a few bucks on car insurance. I wouldn’t either. But there are things that you can do that might save you big.
Drive less and drive more safely. Insurance companies always offer safe driver incentives, which can mean a big auto insurance discount.

There’s good reason for this. For every speeding ticket you get within one year, your chances of being at fault in a motor vehicle rise exponentially. So hit the brakes!

The less you drive the less you pay, too. If you can carpool or use public transit to and from work, your premium will go down. Lower your mileage and you’ll cut down your rates.

One factor that will definitely influence your rates is the presence of teen-aged drivers in your home. But young drivers who get good grades, or who drive an older car, may earn you an auto insurance discount.

Your Car

The type of automobile you drive will have a big effect on your insurance costs. High profile cars (this means both sporty coupes and popular vehicles preferred by thieves, like Honda Accords ) will earn higher rates than lower profile minivans and station wagons.

Of course, new and expensive cars mean higher collision and comprehensive rates. Driving an older model can lower your auto insurance rates by quite a bit.

Don’t feel like changing your car? A simpler way to earn a discount auto insurance rate is to install safety devices on your car.

Car alarms and locator devices can also lower the cost of comprehensive coverage. Many insurance providers will offer you a discount if you provide proof of having some type of anti-theft device installed.

Your Provider

Shopping around several auto insurance providers might be the best way to save on your coverage. Premiums for the same coverage can vary widely from one provider to another, and gathering a few quotes before making your decision can mean real savings.

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